What is a major issue regarding access to shelter for homeless individuals?

The major issue regarding access to shelter for homeless individuals is the high costs that make it challenging for many to find and secure a safe place to stay. Affordability is a critical barrier in the context of homelessness because many individuals experiencing homelessness are already facing financial hardships, lack of stable income, or have limited access to resources that would enable them to afford rent or other housing options.

When shelters are not affordable or accessible due to high costs, it prevents individuals from utilizing these resources, which can lead to continued cycles of instability and homelessness. This challenge also highlights the broader systemic issues within housing markets where the availability of low-income or subsidized housing options is insufficient to meet the needs of those in crisis. Choosing this answer accurately reflects one of the primary obstacles faced by homeless individuals.